Business app is designed for creating and sending business cards, upload videos and sending of cards and videos to other users. To be able to create and send cards and videos, member must purchase subscription packages (Affiliate=399 EUR/Year, Premium=180 EUR/Year. Third account is free account, it is free of charge but user can not send, just receive videos and business cards. There is not difference in Premium and Affiliate package, they are used in another application.